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Are Teenagers Eligible for Credit Cards?

By Patti Wigington

In this age of instant financing, credit cards are often an appealing option for teenagers. After all, if you have a credit card, you can buy whatever you want, even if you don't have any money. That's pretty enticing for teenagers. However, it's important for parents to keep track of what their teens are doing financially, because it's possible that parents will end up...

Does Cancelling a Credit Card Affect Your Credit Rating?

By Deborah Nelson

The exact formula for calculating credit scores is not publicly known. However, credit scores have an enormous impact on a person's personal finances and may determine whether or not one can qualify for a loan. On top of that, a credit score can also influence the interest rate paid on loans, so it is important to understand what types of things impact a credit score. The most common credit ...

How Do I Cancel My Green Dot Credit Card?

By Stephanie Mojica

Green Dot Visa and MasterCard products are very useful for many consumers. They act like "checkless" checking accounts in that you can have direct deposits from your employer added to the card balance or load it with cash at a drugstore or other retail location. You can also withdraw cash with a Green Dot Visa or MasterCard from an ATM or use it like a credit card for online and...

How to Get Personal Loan Records From Countrywide Financial

By Lee Mellott

Countrywide Financial--which, as of this writing, will soon be branded as Bank of America--was formed in 1969 and is one of the largest lenders in the United States. Countrywide Financial offers refinancing, reverse mortgages for seniors, construction loans, new-home purchases, home-equity lines of credit and other financial lending services. Millions of Americans have used Countrywide for their...

Requirements for a Personal Loan

By Stephanie Mojica

Getting a personal loan depends on a number of factors, including credit score, amount of outstanding debt, the purpose of the loan, the length of time at a steady job and provable income. People who have weaknesses in one or more of these areas may have a tough time qualifying for a loan with most traditional lenders. However, there are usually a number of general-purpose and specific-purpose...

What Is the Average Credit Rating?

By Paul Bright

A credit rating is an important number to know should you decide to get a loan of any sort. The higher your credit score is, the better chance you have at getting the loan you want. Some institutions base their rates on what the average credit rating is. The credit rating is also referred to as a credit score. Created from a system designed by the Fair Isaac Corporation, credit scores are a...